Let us introduce you to

0% Credit Card Processing

With our 0% Cash Discount program, customers cover card fees so you keep more of each sale.

Traditional vs. Cash Discount

No setup fees. No contracts. Predictable 0% processing.

Traditional Processing

  • You pay 2–4% per card sale.
  • Fees scale as sales grow.
  • Monthly statements hide extra charges.
  • Profit falls with each card transaction.
  • You absorb the full cost of card acceptance.

CNS Cash Discount

  • 0% processing fees for you.
  • A small service fee is added to card payments.
  • Customers can avoid it by paying cash.
  • Monthly processing costs drop or disappear.
  • You retain more profit without raising base prices.

Fees Overview

  • Posted price stays the "card price".

  • Small fee for card payments.

  • Paying cash avoids the fee.

  • Fee offsets processing costs; effective rate is 0%.

  • Signage and setup comply with card rules and local regs

You keep margins, customers keep card convenience, and processing fees stop cutting profits.

Business FAQs

Will customers object to the fee?

With clear, compliant signage and communication, most customers accept it as a standard card cost.

Is this legal in my state?

Cash discounting is legal in most states; we’ll review your state’s rules and recommend the proper setup.

Do I need new POS equipment?

Often yes—we’ll determine if your terminals can be reprogrammed or if an upgrade is more cost-effective.

What does it cost to start?

Startup costs are usually minimal or rolled into the program; fee savings often cover them within a month.

Fees Add Up

Round-number example — adjust values in the calculator.

$50k/month at 3% = $1,500/month ($18,000/year).

With CNS Cash Discount, that same volume can be processed with 0% processing cost on your side — turning those fees back into profit.

Edit These Numbers To Match Your Business

Use this simple calculator. Just type in your own monthly card volume and current rate. You can also manually edit the example results text if you want to show a specific client scenario.

What you pay now (per month)
$1,500
This is your current estimated monthly processing cost.
With CNS Cash Discount
$0*
In many cases your processing bill can be reduced to near zero.
*Exact savings depend on your setup and state rules. Adjust the text above as needed when you present specific offers.

You can easily update the default values above (monthly volume, fee %) and even the explanation notes to match each prospect or your own business.

Stop Paying Processing Fees

Enter your info and we'll call to show how much you can save with our 0% Cash Discount Program.

No obligation, no contracts — just a clear savings comparison.

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